Misc Schemes

One Time Settlement Scheme for MSME

As per existing Prudential Norms, the valuation of collaterals is to be made at least once in every three years. In case, the same has not been done the latest valuation is to be done through approved / empanelled valuer before deciding on the compromise sum.

Refinance Scheme For Acquisition Of ISO Series Certification By MSE Units

Expenses on consultancy, documentation, audit, certification fees, equipment and calibrating instruments required would be taken into account for determining the loan requirement

Bill Discounting Scheme

Customised to suit MSMEs requirement for short term finance, from the date of sale to the date of receipt of payment there on.

Rice Mill Special

To provide term loan/working capital limits to rice mills.

PNB Laghu Udyami Credit Card

To provide hassle free financial support to Small Business units, Retail Traders, Artisans, Village Industries, Micro & Small Enterprises (Manufacturing & Services) & Tiny Units, Professionals and Self Employed Persons, etc.

SJSRY Scheme

Setting up gainful self employment ventures to individual or group for urban poor living below poverty line with special focus on women, SCs/STs, differently abled persons and such other categories as may be indicated by the Govt. from time to time.

Mortgage Loan

To provide hassle free working capital / contingency finance to MSME borrowers who are willing to provide mortgage of property of adequate value.

Paryatan Plus

Construction/Renovation/ Modernization/ Expansion of hotels, rest houses, Yatri Niwas ; Construction of office premises, purchase of office equipment and computers by travel agents/ tour operators ; Purchase of vehicles (Luxury buses, Coaches, Cars, Vans) at tourist sites ; Purchase of house boats and luxury boats ; Setting up of restaurants/ coffee houses/ ice-cream parlours/ fast food centres,amusement parks/rope ways, health clubs/ spas, etc.

Kisan Credit Card

Kisan Credit Card Scheme aims at providing need based and timely credit support to the farmers for their cultivation needs as well as non-farm activities and cost effective manner.Also to bring about flexibility and operational freedom in credit utilisation.

AB Laghu Udhyami Credit Card (LUCC) Scheme

Credit requirements of Small Business, Retail traders, Professional and self employed persons,  Artisans & Village Industries, Micro and Small Enterprises.

Union Supply

Financing purchases of dealers through buyers’ bills discountingrelating only to products supplied by the concerned corporate

Non fund Based Facility - Deferred Payment Guarantees

For acquisition of capital goods (Plant/Machinery including generators) and where there is provision for suppliers credit by the Manufacturer/Supplier.

Bon Voyage

Financial aid to help take care of foreign travel expenses related to business or personal/tourism travel

General Purpose Scheme For Trade And Service Sector

To finance borrowers doing any lawful trading/ service activities covered under SME Services and SSSBEs.

SBBJ Professional Plus

Hassle free financing of various financial requirements of professionals

Rice Mill Plus

Acquisition of Machinery / Purchase, construction of Factory Building / for modernization of existing Rice Mill and Working capital needs

Rice Mill Plus

Acquisition of machinery/factory building for modernization/expansion and Working capital needs of Rice Mills.

Star Bhumiheen Kisan Card

The main objective of Star Bhoomiheen Kisan Card (Star BKC) is to provide easy access to short term production and consumption credit to meet genuine requirements of tenant farmers, share croppers and oral lessees to help increase their income from agriculture production activities. 

AB Power Tools (Shakti)

A scheme to provide adequate financial assistance to the needy artisans and self employed persons to acquire modern power tools.

Scheme for Development of Industrial Infrastructure for SSI Sector

Setting up of industrial estates / development of industrial areas including such projects found eligible under KVIC model.Strengthening of existing industrial clusters / estates by providing increased amenities for smooth working of the industrial units. Setting up of warehousing facilities for SSI products / units.Providing support services viz., common utility centres such as convention halls, trade centres, raw material depots, warehousing, tool rooms / testing centres, housing for industrial workers, etc.

Non Fund Based Limits

For acquisition of capital goods (Plant/Machinery including generators) and where there is provision for suppliers credit by the Manufacturer/Supplier.


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