Frequently Asked Questions

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  • नये आवेदन द्फ़ाइल करने हेतु आवेदन की प्रकृति के आधार पर प्रारूप विहित किये गये हॆं यथा फ़ार्म टीएम-1, टीएम-2, टीएम-3, टीएम-8 तथा टीएम-51 इत्यादि। शुल्कः रु 2500/-
  • ट्रेड मार्क्स जर्नल में प्रकाशित आवेदनों के विरुद्ध विरोध नोटिस फ़ाइल करने हेतु (फ़ार्म टीएम-5) – शुल्क रु. 2500/-
  • पंजीकृत ट्रेड मार्क के नवीनीकरण हेतु (फ़ार्म टीएम-12) शुल्क रु 5000/-
  • विलंबित नवीनीकरण हेतु अधिभार (फ़ार्म 10) – शुल्क रु. 3000/-
  • हटाये गये ट्रेड मार्क को पुनः चालू करने हेतु (फ़ार्म 13) शुल्क रु. 5000/-
  • पंजीकृत ट्रेड मार्क में संशोधन के लिये आवेदन (फ़ार्म टीएम-26) – शुल्क रु. 3000/-
  • विधिक प्रमाणपत्र (फ़ार्म टीएम-46) (रजिस्टर में प्रविष्टियों का विवरण देने हेतु) – शुल्क रु. 500/-
  • आधिकारिक सर्च अनुरोध (फ़ार्म टीएम-54) शुल्क रु. 500/-
  • किसी मार्क की पंजीकरण हेतु पात्रता के विषय में रजिस्ट्रार की प्रारंभिक सलाह (फ़ार्मटीएम-55) शुल्क रु.500/-
  • कापीराइट सर्च अनुरोध तथा प्रमाणपत्र जारी करने हेतु (फ़ार्म टीएम-60) शुल्क रु 5000/-

(1) राष्ट्रीय संविधि अर्थात, ट्रेड मार्क्स अधिनियम 1999 तथा उसके अधीन नियम

(2) अंतर्राष्ट्रीय बहुपक्षीय सम्मेलन

(3) राष्ट्रीय द्विपक्षीय संधि.

(4) क्षेत्रीय संधि.

(5) न्यायालयों के निर्णय

(6) कार्यालय व्यवहार तथा विनिर्णय

(7) इन्टेलेक्चुल प्रापर्टी अपीलीय बोर्ड के निर्णय

(8) शॆक्षणिक तथा व्यवसायिक एक्स्पर्ट्स द्वारा लिखित पुस्तकें

ट्रेड मार्क्स रजिस्टर मे, जिसे वर्तमान में इलेक्ट्रानिक रूप में रखा जाता हॆ, अन्य बातों के साथ साथ ट्रेड मार्क, वे माल / सेवायें तथा उनकी श्रेणी जिनके लिये उसे पंजीकृत किया जा रहा हॆ, प्रदत्त अधिकारों के पंजीकरण के दायरे को प्रभावित करने वाले विवरण; प्रवर्तकों का पता; प्रवर्तक के व्यापार अथवा अन्य विवरण; कन्वेन्शन आवेदन की तारीख (यदि प्रयोज्य हो तो); जिन मामलों में ट्रेड मार्क का पंजीकरण मार्क अथवा अधिकारों के पूर्ववर्ती प्रवर्तक की सहमति से किया जा रहा हो तो इस तथ्य की जानकारी का उल्लेख किया जाता हॆ।

जी हां। इसे रजिस्ट्रार को विहित प्रारूप पर आवेदन प्रस्तुत करके इस आधार पर हटाया जा सकता हॆ कि उक्त मार्क त्रुटिवश रजिस्टर में रह गया हॆ। रजिस्ट्रार स्वतः भी किसी पंजीकृत ट्रेड मार्क को हटाने की सूचना जारी कर सकता हॆ। 

जी हां। परंतु मूलभूत सिद्धांत यह हॆ कि आवेदित ट्रेड मार्क में कोई बड़ा परिवर्तन नहीं किया जाना चाहिये जिसके कारण उसकी पहचान ही बदल जाये। इसके अतिरिक्त अधीनस्थ विधान में वर्णित नियमों के अनुसार बदलाव किये जा सकते हॆं।

A collateral free loan is one which does not require hypothecation of any assets(like property etc.) as a guarantee.

Most of the major Public and private sector banks provide a collateral free loan. Please find a detailed listing here

Visit any of the banks(link) and additional details can be found here(link) .

All Scheduled Commercial Banks (either PSU, Private or Foreign Banks), select Regional Rural Banks, or such of those institutions as may be directed by GOI can avail of guarantee cover in respect of their eligible credit facilities under the Scheme. Small Industries Development Bank of India (SIDBI), National Small Industries Corporation Ltd (NSIC) and North Eastern Development Finance Corporation Ltd (NEDFI) have been included as eligible institutions.

New and existing Micro and Small Enterprises engaged in manufacturing or service activity excluding 'Retail Trade'.

As of now, all activities that come under service sector as per RBI's guidelines on 'Lending to Priority Sector' and MSMED Act, 2006 except retail trade are eligible for coverage under the scheme.

Yes. Small road and water transport loans are eligible for guarantee cover.

Under the Guarantee Scheme, a borrower is required to obtain IT PAN number prior to availing of credit facility from the eligible lending institution. Also it is a mandatory requirement under section 139A(5) read with section 272(C) of the I.T Act 1961 to indicate IT PAN on all tax documents which include returns, challans, appeals, etc. However, in respect of loans up to Rs. 10 lakh, CGTMSE is presently not insisting that the IT PAN be obtained at the time of availing of the guarantee cover. IT Pan No. is to be indicated in respect of credit facility above Rs.10 lakh. Nevertheless, the MLIs have been advised to inform their borrowers to apply for IT PAN number. It is desirable to indicate IT Pan No. in all the application irrespective of the amount.

Credit facilities can be extended by more than one bank and/or financial institution jointly and/or separately to eligible borrower upto a maximum upto Rs.100 lakh per borrower subject to ceiling amount of individual MLI or such amount as may be specified by the Trust.

No. At present, as per the Scheme, the credit facility extended to Self Help Group cannot be covered.

Fund and non-fund based (Letters of Credit, Bank Guarantee etc.) credit facilities up to Rs.100 lakh per eligible borrower are covered under the guarantee scheme provided they are extended purely on the project viability without collateral security or third party guarantee.

Yes, provided that the entire credit facility is extended without any collateral security and it is otherwise eligible for a guarantee cover under the Scheme. The guarantee cover available will be restricted to credit of Rs. 100 lakh even though credit extended is more than Rs. 100 lakh to an eligible borrower. In other words, maximum of credit risk borne by CGTMSE is restricted to Rs.62.50 lakh being 75% or Rs 65 lakh being 80% as the case may be.

Presently, guarantee fee is payable @1.5% (0.75% in case of North Eastern Region including state of Sikkim) on the credit facility agreed to be covered by the Trust. In this case, maximum of Rs. 100 lakh would be extended guarantee cover even though the sanctioned amount exceeds Rs. 100 lakh. Similarly, the Annual service fee would be payable @0.75% on the guaranteed amount subject to a ceiling of Rs. 100 lakh.

Yes, a lender can extend either term loan or working capital facility alone and still be eligible for a guarantee cover if it meets the other eligibility parameters. Needless to say, the credit facility extended to a borrower should be without any collateral security and/or third party guarantee.

CGTMSE provides  a guarantee cover up to 75% of the amount in default subject to a maximum of Rs.62.50 lakh. However the extent of guarantee cover is 85%,under following case: (a) Credit facilities up to Rs. 5 lakh extended to Micro Enterprises. Also the extent of guarantee cover is 80%, subject to a maximum of Rs.65 lakh under following cases. (a) For micro and small enterprises operated and/ or owned by women irrespective of amount (b) Credit facilities to units in the North Eastern Region (including State of Sikkim) irrespective of the amount.

Primary security is the asset created out of the credit facility extended to the borrower and / or which are directly associated with the business / project of the borrower for which the credit facility has been extended. Collateral security is any other security offered for the said credit facility. For example, hypothecation of jewellery, mortgage of house, etc.

In the first year of coverage of each guaranteed unit, the Annual Service Fee is worked out on pro-rata basis i.e. at the applicable rate of fee charged for the period (no. of days) of outstanding, starting from the date of commencement of the guarantee cover till March 31. For calculation of Annual Service Fee, number of days in a year is taken as 365. For subsequent years, service fee is charged for the whole year, on the credit facility guaranteed except for terminal year or closed cases where it is on pro rata basis.

CGTMSE gives guarantee to its MLIs. Therefore, entrepreneurs in the Micro and small enterprises sector have to approach the Banks or financial institutions (who have already registered with the Trust as MLIs) with their viable proposals for their credit requirements. The List of MLIs of the Trust can be seen at CGTMSE's web-site at http://www.cgtmse.in or www.cgtsi.org.in

The ceiling for a collateral free loan as per CGTSME guidelines is Rs. 100 Lakhs.

 

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